American Express TrueEarnings Card Earn Unlimited Cash Back



Address: 200 Vesey St
New York NY 10285
Phone: 1-800-721-8417

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Earn unlimited cash back

You can even add Cardmembers to your account and earn cash back on the purchases they make.

That's cash back everywhere, not just at Costco

Earn 3% cash back on annual gasoline purchases up to $3,000 then 1% after that. Plus, earn 3% cash back for dining out, 2% when you travel, and 1% everywhere else, including Costco.2 Each eligible purchase shall qualify for a reward of 1, 2, or 3% of the purchase amount as follows: 3% for the first $3,000 in annual purchases (1% thereafter) of automobile gasoline (individual purchases of 75 gallons or less) at Costco and domestic stand-alone gas stations (excluding superstores, supermarkets, convenience stores, and warehouse clubs other than Costco); 3% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operators; and 1% on all other eligible purchases posted to your account. Fees, interest charges, cash advances, balance transfers and purchases of cash equivalents (e.g., Gift Cards, Travelers Cheques) from American Express are not eligible for a reward. Reward is distributed annually in the form of an in-store coupon redeemable for merchandise or cash at any U.S. Costco Warehouse. Coupon must be redeemed in person prior to its expiration date of August 31st in the year in which it is issued. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.

Manage all your American Express® Cards in one place

Have more than one Card or Additional Cardmembers? Manage everything online.

Cash Back
There's no limit to what you can earn

2 Memberships in 1
It's an American Express® Credit Card and a Costco card†

Annual Fee
No annual fee with your paid Costco membership; Additional Cards also have no annual fee†

Payment Flexibility
Pay over time APR on Purchases 0% intro APR for 6 months. After that, your APR will be a variable rate, currently 15.24%


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