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   What is homeowner insurance

Homeowners is one of the most popular forms of personal insurance on the market. The typical homeowners policy has two main sections: Section I covers your property, and Section II provides personal liability coverage (to cover you in case of lawsuits arising from things that happen on your property). Almost anyone who owns or leases property should have this type of insurance. Often, homeowners... More Info
   Glossary For Insurance Terms

Actual Cash Value: Actual Cost Value (ACV) is a method used by insurance companies to assign value to a piece of property at the time it is damaged or destroyed. ACV is estimated by taking the cost of replacing the property minus the depreciation from age or "wear and tear." For example, the ACV of a 20-yr. old roof would be less than the ACV for a 2-yr. old version of the same roof. (contrast... More Info
   Insurers Lash Out at New York Crash Tax

The insurance industry will speak out against what it is calling a hidden crash tax in New York City during a hearing this morning with fire department officials. The proposal would allow the city to charge between $365 and $490 to respond to auto accidents in New York City. The Bloomberg administration proposal contemplates charging insurance companies but many policies do not cover these... More Info
   Maine urges homeowners to get flood insurance

AUGUSTA, Maine (AP)-- As spring flooding season arrives, Maine officials are urging homeowners -- especially those in floodplains near rivers -- to make sure they have flood insurance. The State Planning Office says many people believe that their home- or business-owner's insurance policy will cover flood related losses, but find out that's not the case when it's too late. It's estimated that... More Info
   Stunning video backs call for new trucking rules

Insurance industry wants better steel guards to keep cars that ram tractor-trailers from behind from going under the trucks (CBS News) --The Insurance Institute for Highway Safety says it's high time the trucking industry makes some changes that could save hundreds of lives each year - and is out with some dramatic video to support its argument, reports CBS News National Correspondent Jim... More Info
   HumanaOne Individual Health Insurance

HumanaOne Individual Health Insurance Plans That Fit Your Budget Humana offers convenience, value and health plans that fit your budget. When buying health insurance, you want the most coverage for you and your family. Humana gives you guidance and support with our affordable health plans. They're easy to buy and help keep costs down. Our health plans are backed by one of the nation's largest... More Info
   State Farm Insurance

State Farm's mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. We are people who make it our business to be like a good neighbor; who built a premier company by selling and keeping promises through our marketing partnership; who bring diverse talents and experiences to our work of serving the State Farm customer. Our success... More Info
   Liberty Mutual Insurance Group

For You and Your Family Liberty Mutual Group, through its various companies, offers a full line of insurance products for you and your entire family. Including auto, home and life, as well as personal liability. For Your Business From commercial property to specialty risk to workers compensation, we provide products and services to solve your ever-changing business needs. How We Offer... More Info
   Liberty Mutual Home Insurance Discounts

Our goal is to provide you with the right coverages and services at the best price. In addition to a potential discount through your employer or professional association, you could save off of our already competitive rates.Protective Devices—If you install smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms or sprinklers, you’ll receive a discount.Insured to... More Info
   Nationwide Insurance

History Over the last 80 years, Nationwide has grown from a small mutual auto insurer owned by policyholders to one of the largest insurance and financial services companies in the world, with more than $135 billion in statutory assets. Early growth came from working together with Farm Bureaus that sponsored the... More Info

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